ADF approves SAR 6.5B loans in 2025

Munir Al-Sahli, CEO of the Agricultural Development Fund (ADF), said the fund approved loans worth SAR 6.5 billion in 2025, up 5.8% from the previous year, while loan disbursements totaled SAR 3.5 billion.

In the fund’s 2025 annual report, Al-Sahli said financing covered a wide range of sectors, including development loans for farmers and livestock breeders, as well as investments in key projects across the poultry, red meat, greenhouse farming, and aquaculture industries.

The fund also financed agricultural product marketing centers, automated slaughterhouses, cold storage facilities, date-processing plants, and agro-industrial projects.

According to the report, the cumulative value of approved loans since the fund’s establishment reached approximately SAR 78 billion by the end of 2025.

Al-Sahli added that the fund financed the import of more than 850,000 tons of agricultural products targeted under the Kingdom’s food security strategy through seven direct financing agreements totaling approximately SAR 1.1 billion. This was in addition to 12 indirect financing agreements in partnership with commercial banks worth around SAR 562 million.

He noted that annual collections reached approximately SAR 2.87 billion in 2025, with a cumulative collection rate of 95.21%. The fund also restructured 1,002 contracts during the year, with a total value of about SAR 885 million, out of an outstanding portfolio of roughly SAR 15.6 billion.

Al-Sahli further stated that the fund’s contribution to Saudi Arabia’s agricultural GDP reached 9.6% in 2025. It also helped create 9,986 new jobs, while the total number of new and sustained jobs supported through agricultural financing reached 24,964.