Founded in 2002 and started operation in 2004, Saudi Credit Bureau (SIMAH) is the first national credit bureau in Saudi Arabia licensed to provide both consumer and commercial world class products and services. Innovativity of SIMAH stems from its robust ability to meet stakeholders’ needs in both government and private sectors. Our marketing concept is FINDATA while more than 323 key data providers contribute big data to SIMATI, SIMAT and MOARIF. SIMAH means characteristic and this is the genuine role of SIMAH; characterizing credit reporting industry.